Will My Personal Injury Lawyer Negotiate with the Insurance Company?

Yes, if you hire a personal injury lawyer to represent you, they will negotiate with the insurance company on your behalf. Experienced personal injury attorneys know how to go toe to toe with insurers and negligent parties to recover fair and full compensation for their clients. Trying to do the job on your own can rob you of your chance to receive maximum damages.

Negotiations between your attorney and insurance company: step by step

While every personal injury case is unique, most negotiations between attorneys and insurance companies follow this general pattern:

  1. Your attorney sends out a demand letter: This document discloses the amount of compensation your lawyer thinks is fair and his or her reasons for requesting this particular sum.
  2. The insurer makes a counter-offer: This is usually set as low as possible, in the hopes that worry or fear will make the accident victim hastily agree to the amount.
  3. Your attorney counters the counter-offer: This is where the help of a personal injury law firm can make all the difference. Capable lawyers know when to negotiate and when to stand firm, instead of letting the insurance company dictate the terms.
  4. You and your attorney achieve a fair agreement with the other side: Getting to this stage may take a little time. But the peace of mind you will gain from recovering compensation for lost wages, medical bills, and other losses will make the effort more than worthwhile.

Each step in the process brings you closer to receiving the full amount of compensation you deserve. But reaching this goal takes a reasonable amount of effort on your part. Here are some tips for being a valuable player on your law firm’s legal team:

  • Be as honest and forthright as you can: The more information your attorney has about the circumstances surrounding your accident, the more he or she will be able to build a strong case on your behalf.
  • Stay in the loop: Stay in touch with your lawyer on a regular basis. It’s especially important to keep him or her apprised of any updates to your condition or any new facts you learn about your case.
  • Practice good self-care habits: Take reasonable steps to safeguard your mental and physical health. The better you feel, the more you’ll be able to contribute to the settlement process.
  • Follow your attorney’s advice: Remember, he or she has made a career out of helping accident victims like you. This is not the time to second-guess your lawyer’s actions, though you should feel free to ask as many questions as you like.
  • Avoid hasty decisions: Sometimes, the biggest obstacle to achieving a fair settlement is impatience.
  • Seek help from those who care about you: Have a talk with a close friend or family member, if you find yourself feeling anxious or depressed. Emotional support can play a key role in your post-accident recovery.
  • Stay confident: If you’ve chosen a good law firm, then you have every reason to expect a positive outcome to your case. Don’t let worry and fear goad you into making a life-altering mistake.

Choosing the right attorney

Here’s what you should look for in an attorney:

  • Experience: A jack-of-all-trades attorney might be good enough for writing out a will or reviewing a business contract. But handling a personal injury case takes advanced legal and investigative skills.
  • Openness: Great personal injury law firms are happy to tell you how much compensation they’ve recovered for their clients. For example, the attorneys here at Chaffin Luhana have recovered more than $1 billion for their clients over the years. Those are the kinds of results that speak louder than words.
  • Compassion: Sometimes, the one thing you need most of all isn’t monetary compensation. It’s the simple, reassuring knowledge that someone cares about you and your wellbeing. Here at Chaffin Luhana, we do more than represent accident victims. We listen to their concerns and work with them to find the right solution.

Get in touch with a Pittsburgh personal injury lawyer at Chaffin Luhana today to discuss your case. Consultations are free, and we’re available 24/7. You owe us no fee unless we recover money on your behalf.