What Do I Do After an Accident in a Leased Car?

The steps you should take after a wreck in a leased car are similar to those you take after any vehicle crash. This includes getting in touch with a Pittsburgh personal injury attorney from our team to discuss your legal options.

Coping with a wreck in a leased car

Owning a car is an expensive proposition these days. Payments, insurance, and upkeep are a big part of even a healthy budget.

One way to lower the costs of a new vehicle is to opt for a lease arrangement. But, while leasing offers many benefits, it also entails special responsibilities.

This includes notifying the dealership or lease agency if you have been in an accident. Failing to do so can lead to trouble later on when you’re trying to get the compensation you deserve for your injuries and expenses.

A step-by-step plan for managing the accident

Here’s a breakdown of the steps you should take:

  1. Make sure that you and the other parties are not hurt: Human safety and well-being always come first. Render any assistance you can. This is one situation in which a little first aid training can make a big difference.
  2. Call law enforcement and, if necessary, EMS: You’ll need a copy of the accident report, both for your insurance company and to support any legal action you decide to take.
  3. Call your insurer to report the accident: Your insurance company may send an examiner to the scene to file a report.
  4. Do not leave: Leaving the scene of an accident is both illegal and irresponsible.
  5. Remain calm and avoid confrontations with the other driver: The first few minutes after an accident are always stressful. The other party may become hostile or even blame you. Keep calm and wait for the police to arrive.
  6. Perform your own on-the-spot investigation: If possible, use your smartphone or other mobile devices to document everything. Got a Cloud account? Use it to back up the images. Talk to any witnesses and get their contact details.
  7. Get in touch with the lease company or dealership to report the accident: It’s essential to stay in compliance with the rules of your lease, should you later need the help of a Pittsburgh personal injury lawyer.
  8. Have a healthcare professional check you out: Do this even if you feel fine after the accident. Not only is it a wise precaution, but it also adds another layer of support to your account of the accident.
  9. Contact a capable law firm to discuss your legal options: A Pittsburgh car accident lawyer from our team can offer a professional opinion of your case and possibly help you in other ways.

Leasing a car? Make sure you have GAP insurance

General asset protection (GAP) insurance is one product that everyone should purchase. Without this coverage, you may find yourself on the hook for the remaining balance on your lease. This is especially likely to happen if your car was totaled in the accident.

Why it makes sense to talk to an attorney

Talking to a Pittsburgh car accident attorney is like any other sensible precaution. It’s better to do it and be safe rather than sorry. At the very least, you’ll come away with a better understanding of your options.

Our track record

Here’s what you need to know about us:

  • Our skilled attorneys have recovered more than $1 billion for their clients over the years: These funds have helped thousands of accident victims to get past their injuries and rebuild their lives.
  • Our motto is “Doing Good by Doing Right”: This philosophy is reflected in everything we do, from our free consultations to the fact that we have a licensed social worker on staff for our clients.
  • We have a proven track record of helping people get the compensation they deserve: That’s why big corporations and negligent parties know our name.

Contact us today for a free consultation

We’re available 24/7 for your convenience. Call, text, or fill out our online form. We make sure your story is told, and your injuries are not minimized. There are no upfront costs— we work on a contingency basis.