Protecting the value of your personal injury case starts on day one. Small choices—what you say to insurers, how you treat on social media, even missed doctor visits—can reduce compensation. Use this guide to avoid the most common pitfalls.
1) Delaying or Skipping Medical Treatment
Gaps in care let insurers argue you weren’t really hurt or that something else caused your symptoms. Consistent medical visits create a clear record linking the accident to your injuries.
- Seek an evaluation immediately—even if pain feels “minor.”
- Follow referrals to specialists, imaging, and physical therapy.
- Keep every appointment; reschedule missed visits promptly.
- Describe all symptoms so they’re documented in your chart.
Missed appointments and long gaps between visits can significantly hurt the value of your personal injury case.
2) Giving Statements or Signing Forms Without Advice
Recorded statements, broad medical releases, or early settlements can limit your case. Adjusters may seem helpful, but their role is to minimize payouts.
- Politely decline recorded statements until you have legal guidance.
- Avoid signing blanket medical releases that unlock unrelated records.
- Don’t accept quick offers before your prognosis and future costs are known.
Premature statements can be used to challenge liability or downplay injuries.
3) Talking About Your Case on Social Media
Posts, photos, check-ins, and comments can be taken out of context and used to question your limitations or credibility—even with private accounts.
- Do not post about the accident, your injuries, or your recovery.
- Avoid photos or activities that could be misinterpreted.
- Ask friends and family not to tag you or discuss your case online.
Assume anything online could surface later and devalue your claim.
4) Inconsistent or Incomplete Documentation
Claims are built on evidence. When documents are missing—or your statements change—insurers argue that losses are exaggerated or unrelated.
- Save bills, receipts, mileage to treatment, and pay stubs showing lost wages.
- Keep a pain and limitations diary with dates and concrete examples.
- Report every prior and subsequent injury honestly to avoid credibility issues.
Clear, consistent records help prove causation, damages, and the need for future care.
5) Waiting Too Long to Get Legal Guidance
Deadlines (statutes of limitations), evidence that disappears, and missed strategic choices can all reduce recovery. Early guidance protects your rights and frames your case correctly.
- Consult a qualified attorney early to preserve evidence and meet deadlines.
- Avoid speaking to multiple insurers without a coordinated approach.
- Let your lawyer handle communications and negotiation strategy.
Timely representation often prevents mistakes that hurt the value of your personal injury case.
Bonus Tips to Protect Your Claim
- Photograph vehicles, hazards, bruising, and medical devices as you recover.
- Get the full police report and correct factual errors quickly.
- Follow all medical restrictions; if you must deviate, document why.
- Be consistent: what you tell doctors, employers, and insurers should match.

How Chaffin Luhana Can Help
Let Our Attorneys Fight For You & Your Family

Common Insurance Tactics to Watch For
- “Low but fast” settlement offers before your diagnosis is complete.
- Requests for sweeping medical history to search for alternative causes.
- Disputes over “gaps in treatment” or failure to mitigate damages.
Knowing these tactics helps you stay focused on treatment, documentation, and recovery.
Conclusion
The surest way to avoid missteps is to seek care early, follow your treatment plan, stay off social media, document everything, and get timely legal advice. These steps protect your health—and prevent avoidable mistakes that can hurt the value of your personal injury case.